Patients · Insurance
Insurance at Ted M Pinney DDS.
We want care to be easy to use — so we verify your benefits up front, file the claim for you, and answer every “wait, what did my plan say?” question along the way.
We’re here to help
Benefits, on your side.
Verification before your visit
We confirm your benefits, deductible, and remaining annual maximum before you walk in the door.
Claims filing on your behalf
Whether we are in-network or out-of-network with your plan, we submit the claim so you do not have to.
Plain-language explanations
EOBs are confusing. Ask us anything about what your plan does or does not cover — we will walk you through it.
Navigating in-network vs out-of-network
If we are out-of-network, we will tell you what reimbursement to expect and whether it makes sense to switch providers within your plan.
Insurance
Carriers we accept
We work with most major PPO carriers. Not sure if your plan is covered? Drop us your info below and we will verify before your visit.
Our insurance carriers
Call us to verify your specific plan — we work with most major PPO carriers.
Check your insurance
Curious if your insurance will cover your exam? Drop us a note and we will get back to you within one business day.
How it works
The insurance process at Ted M Pinney DDS.
If we're in-network with your plan
We verify your benefits
Send us your carrier + plan name when you book. We confirm coverage, deductible status, and remaining benefit dollars before your visit.
You get a clear estimate
Before any treatment begins we walk you through what your plan covers and what your portion will be. No silent surprises.
We file the claim
We submit the claim directly to your insurance after your visit. You only pay your patient responsibility at the appointment.
You see the receipt
Your portal carries every claim status, EOB, and receipt. If anything looks off, tell us — we will fix it with the carrier on your behalf.
If we're out-of-network
We verify your out-of-network benefits
Most PPO plans still pay a portion at out-of-network offices. We pull your plan details to see what your reimbursement looks like.
We file the claim for you
You do not have to fight with paperwork. We submit the claim and supporting documentation directly to your carrier.
You pay our fee at the visit
Treatment is paid in full at the time of the visit. Your insurance then reimburses you directly — usually inside three weeks.
We answer the follow-up calls
If your carrier wants more information about the visit, send it our way. We take it from there.
HSA & FSA
Use your HSA or FSA dollars here.
We accept HSA and FSA cards for eligible dental care. Most treatment we provide qualifies (preventive, restorative, orthodontic). Cosmetic treatments like whitening typically do not qualify — we will let you know either way before billing.
The final bill
No silent surprises.
We verify your benefits and walk you through a clear estimate before any treatment begins. After the visit, your insurance pays its portion, and any remaining patient balance is billed through your portal. You will never see a charge you have not already been told about.
Insurance questions, answered.
Do you take my insurance?
What if I don't have insurance?
Have more questions?
Call us, book a visit, or message us through the portal — we’ll walk you through anything insurance-shaped.